Rates and Policies of Joyfeel Therapy, Florida

Rates for Therapy

I understand therapy is an investment and aim to be as transparent as possible about my fees.

 

Free

PHONE CONSULTATION

20 MINUTES

 

$175

INDIVIDUAL SESSION

50-MINUTES

 

$90

INDIVIDUAL SESSION

30-MINUTES

 

$275

INDIVIDUAL SESSION

85-MINUTES

 
 

PAYMENTS

I accept cash, checks, or all major credit cards. At the beginning of each session, your card will be charged.

As a payment option for our sessions, you may keep a credit card on file with me via Ivy Pay, a credit card processing service. To learn more about credit card processing with Ivy Pay, please visit their website at https://www.talktoivy.com/ivypay.

CANCELLATION POLICY

If you are unable to attend a session, please cancel and reschedule 24 hours in advance. Otherwise, you will be charged for the full rate of the session. This is necessary because a time commitment is made to you and is held exclusively for you.

ANY OTHER QUESTIONS?

Please contact me with any additional questions you may have. I look forward to hearing from you!

Using Insurance for Therapy

 

I do not accept insurance but am happy to provide you with documentation called an Insurance Reimbursement Statement (Superbill), for out-of-network benefits.

 
 
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Some reasons I don’t take insurance:

  • You are in control of your care, including choosing your therapist, length of treatment, etc.

  • Increased privacy and confidentiality (except for limits of confidentiality).

  • Not having a mental health disorder diagnosis on your medical record.

  • Consulting with me on non-psychiatric issues that are important to you that aren’t billable by insurance, such as learning how to cope with life changes, gaining more effective communication techniques for your relationships, increasing personal insight, and developing healthy new skills.

 

If you plan to use these benefits, I highly recommend you contact your insurance company to make sure they cover Telehealth services.

Here are some questions you can ask your insurance company by calling the number on the back of your insurance card in order to verify your coverage for out-of-network (OON) benefits.

 

  • Does my plan include out-of-network benefits for outpatient behavioral and mental services?

  • What is my annual deductible for out-of-network mental health benefits? How much of this deductible have I met?

  • When does my deductible reset each year?

  • Is there a limit on the number of sessions that my plan will cover annually?

  • Are the following CPT (billing) codes for psychotherapy sessions covered?:

    • 90791 (Intake Assessment/Diagnostic Evaluation)

    • 90837 (Individual Therapy session)

  • Is there a limit on out-of-pocket expenses per year? How much?

    • (This is the maximum amount you would pay in a plan year; once you exceed this amount, your insurance would pay 100% of all healthcare expenses. This amount resets each year.)

 

  • What is the coinsurance percentage for mental health services that my plan will cover?

    • (This is the percentage that your insurance would cover once you meet your deductible.)

  • Do I need a referral or pre-authorization to receive services?

  • What is the Usual, Customary, and Reasonable fee (UCR) or the “allowed amount” for psychotherapy?

    • (They may tell you that this information is proprietary. This is not true. You are entitled to know what your plan sets as the allowed amount. Explain that you need this rate in order to know how much you can expect to be reimbursed after meeting your deductible.

  • How do I submit Superbills for reimbursement? 

    • (Most insurance companies allow for Superbills to be submitted via their website; you may also consider using Reimburisfy to submit Superbills to insurance for reimbursement to make things easy).